Comments on: A Rigid Budget Will Die A Quick Death

By: Jason

Jason — Wed, 31 Dec 2008 04:14:20 +0000

I like to review my numbers every pay (each fortnight) to make sure everything is ok and still "realistic". As you say, a budget isn't set in stone. Read Jason´s latest article - Links for Living To Budget - 27th December 2008

By: JWRmedia

JWRmedia — Tue, 09 Dec 2008 00:07:01 +0000

Its a shame that many people don't even have a clue how to balance their checkbook. The few accounting courses that I took about 8 years ago have over the years been by far the most useful I've ever taken. Keep things simple! Read JWRmedia´s latest article - Protect Yourself Against Domain Name Fraud

By: 3 Financial Spreadsheets

3 Financial Spreadsheets — Wed, 03 Dec 2008 12:01:37 +0000

[...] spreadsheet ( 2009 Budget Spreadsheet ) is based off the one I use. Jeff at My Supercharged Life points out that a rigid budget normally dies quickly. Take that into consideration, look for ways to give yourself flexibility of possible and remember [...]

By: Jeff

Jeff — Tue, 02 Dec 2008 14:26:36 +0000

@Nicki – Communication is king!

@Alex – I think having a planned budget is essential. It creates a level of detail that helps one be as intentional as possible with every dollar.

Thanks for sharing your thoughts!

By: Alex Fayle | Someday Syndrome

Alex Fayle | Someday Syndrome — Tue, 02 Dec 2008 06:45:07 +0000

We're not wild spenders by any means, so we don't actually budget. We roughly plan things out and if we have some bigger expenses coming up we cut back even more for a bit. Because we live frugally normally, we don't need to create any type of budget because being conscious about spending money has become second nature. And I know this won't change when our income increases again. Read Alex Fayle | Someday Syndrome´s latest article - Success Comes from Slow Change: Leo Babauta Interview

By: Nicki

Nicki — Tue, 02 Dec 2008 01:21:03 +0000

We do a lot of the same things with our budget. One thing I think is key in a marriage is a lot of communication about the monthly spending plan. The fewer surprises the better! Read Nicki´s latest article - What’s Your Tree?

By: Jeff

Jeff — Mon, 01 Dec 2008 14:14:28 +0000

@Glen – I have only recently started adjusting my budget monthly. I have found that for me it works wonders. I really like the feeling of flexibility this gives me.

@Maria – I agree 100 percent. Having some personal spending money and at least a baby emergency fund are two critical necessities in my mind for keeping a budget alive.

Thanks for making these great points!

By: Maria | Never the Same River Twice

Maria | Never the Same River Twice — Mon, 01 Dec 2008 13:35:12 +0000

It's sooo important to leave some personal spending money in the budget - even when you're working to pay off debt. If you don't, you WILL blow your budget eventually! Also, some of the one time expenses can be planned for. Try setting aside some money every month for "unexpected" emergencies such as car and home repairs. That really helps when they surprise you. Read Maria | Never the Same River Twice´s latest article - Personal Development Gift Ideas for Cyber Monday

By: Glen Allsopp

Glen Allsopp — Mon, 01 Dec 2008 12:13:54 +0000

Oh, and stumbled

Read Glen Allsopp´s latest article – How to Get Someone or Something, Off Your Mind

By: Glen Allsopp

Glen Allsopp — Mon, 01 Dec 2008 12:06:02 +0000

Rigid budgets are great...if you can keep within the budget. Yeah, you are so right with this one, things come up all the time that we might not be able to control and have to spend more money because of. However, I certainly don't think that every month will need to be flexible. Read Glen Allsopp´s latest article - How to Get Someone or Something, Off Your Mind