Comments on: Back To Basics: Debt-Free Is The Path To Financial Success http://mysuperchargedlife.com/blog/back-to-basics-debt-free-is-the-path-to-financial-success/ Tips, Motivation, and Resources for Living Life to the Fullest! Fri, 30 Jul 2010 16:54:51 +0000 http://wordpress.org/?v=2.9.1 hourly 1 By: Jeff http://mysuperchargedlife.com/blog/back-to-basics-debt-free-is-the-path-to-financial-success/comment-page-1/#comment-2304 Jeff Mon, 20 Oct 2008 13:04:09 +0000 http://mysuperchargedlife.com/blog/back-to-basics-debt-free-is-the-path-to-financial-success/#comment-2304 @Saver Queen - Isn't it crazy how people bury themselves in debt simply to gain or maintain the approval of their neighbors? Many people in America are living well beyond their means. They have created a facade of a lifestyle that they can barely keep afloat. Debt-free is a much better way to go! Thanks for adding to the discussion! @Saver Queen – Isn’t it crazy how people bury themselves in debt simply to gain or maintain the approval of their neighbors? Many people in America are living well beyond their means. They have created a facade of a lifestyle that they can barely keep afloat. Debt-free is a much better way to go!

Thanks for adding to the discussion!

]]> By: Saver Queen http://mysuperchargedlife.com/blog/back-to-basics-debt-free-is-the-path-to-financial-success/comment-page-1/#comment-2300 Saver Queen Sun, 19 Oct 2008 17:01:00 +0000 http://mysuperchargedlife.com/blog/back-to-basics-debt-free-is-the-path-to-financial-success/#comment-2300 Brandy Astwood - good for you. You trusted your instincts and you got it right. It really doesn't matter what other people think, does it? You can't just follow the herd, when it comes to money, or anything else. I truly believe that if you do what you know is right, you will come out ahead and lead the best life for you. It's okay to go against the grain sometimes. After all, one reason a lot of people get into debt in the first place is the desire to gain others approval by looking wealthy and in-style. Brandy Astwood – good for you. You trusted your instincts and you got it right. It really doesn’t matter what other people think, does it? You can’t just follow the herd, when it comes to money, or anything else. I truly believe that if you do what you know is right, you will come out ahead and lead the best life for you. It’s okay to go against the grain sometimes. After all, one reason a lot of people get into debt in the first place is the desire to gain others approval by looking wealthy and in-style.

]]> By: Barbara http://mysuperchargedlife.com/blog/back-to-basics-debt-free-is-the-path-to-financial-success/comment-page-1/#comment-2296 Barbara Sat, 18 Oct 2008 23:16:27 +0000 http://mysuperchargedlife.com/blog/back-to-basics-debt-free-is-the-path-to-financial-success/#comment-2296 Jeff, you are spot on with these points. I found this article on Timothy Carters (beachbody) site. We follow twitter :). I am proud to say I am debt free finally. What a mindset change! Jeff, you are spot on with these points. I found this article on Timothy Carters (beachbody) site. We follow twitter :) . I am proud to say I am debt free finally. What a mindset change!

]]> By: Jeff http://mysuperchargedlife.com/blog/back-to-basics-debt-free-is-the-path-to-financial-success/comment-page-1/#comment-2236 Jeff Mon, 13 Oct 2008 13:01:14 +0000 http://mysuperchargedlife.com/blog/back-to-basics-debt-free-is-the-path-to-financial-success/#comment-2236 @Brandy - You obviously made the right decision concerning the house. Way to go! I'm glad to hear that there are people out there taking personal responsibility and deciding for themselves the smart thing to do. @mrp - Paying off debt is so freeing! It sounds like you are doing a fantastic job. Keep going and you will thank yourself for it! Thanks for sharing your experiences! @Brandy – You obviously made the right decision concerning the house. Way to go! I’m glad to hear that there are people out there taking personal responsibility and deciding for themselves the smart thing to do.

@mrp – Paying off debt is so freeing! It sounds like you are doing a fantastic job. Keep going and you will thank yourself for it!

Thanks for sharing your experiences!

]]> By: Favorite Posts of the Week October 12th 2008 http://mysuperchargedlife.com/blog/back-to-basics-debt-free-is-the-path-to-financial-success/comment-page-1/#comment-2235 Favorite Posts of the Week October 12th 2008 Mon, 13 Oct 2008 06:54:29 +0000 http://mysuperchargedlife.com/blog/back-to-basics-debt-free-is-the-path-to-financial-success/#comment-2235 [...] On the My Super Charged Life blog, I read this post called, Back to Basics: Debt Free Is The Path To Financial Success. [...] [...] On the My Super Charged Life blog, I read this post called, Back to Basics: Debt Free Is The Path To Financial Success. [...]

]]> By: mrp http://mysuperchargedlife.com/blog/back-to-basics-debt-free-is-the-path-to-financial-success/comment-page-1/#comment-2234 mrp Mon, 13 Oct 2008 01:32:33 +0000 http://mysuperchargedlife.com/blog/back-to-basics-debt-free-is-the-path-to-financial-success/#comment-2234 I agree with Dave Ramsey and others....getting rid of debt lessens stress hugely. I've paid off 2 loans this past year. mostly by diligently saving each and every paycheck. I've read it is common in China to save 30 percent or more of one's income. I strive for that. not easy...but 20 percent is often do able. I have a small emergency fund, and am able to save much faster now that I've eliminated two loan payments. Still have other loans to pay off, but am working on that. No credit card debt also helps keep a low stress level. thanks to all for your encouraging tips. I agree with Dave Ramsey and others….getting rid of debt lessens stress hugely. I’ve paid off 2 loans this past year. mostly by diligently saving each and every paycheck. I’ve read it is common in China to save 30 percent or more of one’s income. I strive for that. not easy…but 20 percent is often do able. I have a small emergency fund, and am able to save much faster now that I’ve eliminated two loan payments. Still have other loans to pay off, but am working on that. No credit card debt also helps keep a low stress level. thanks to all for your encouraging tips.

]]> By: Sunday link Love: Redemption Edition | I've Paid For This Twice Already... http://mysuperchargedlife.com/blog/back-to-basics-debt-free-is-the-path-to-financial-success/comment-page-1/#comment-2233 Sunday link Love: Redemption Edition | I've Paid For This Twice Already... Sun, 12 Oct 2008 17:59:53 +0000 http://mysuperchargedlife.com/blog/back-to-basics-debt-free-is-the-path-to-financial-success/#comment-2233 [...] My Super-Charged Life:  Debt-Free Is The Path To Financial Success [...] [...] My Super-Charged Life:  Debt-Free Is The Path To Financial Success [...]

]]> By: Brandy Astwood http://mysuperchargedlife.com/blog/back-to-basics-debt-free-is-the-path-to-financial-success/comment-page-1/#comment-2232 Brandy Astwood Sun, 12 Oct 2008 17:25:47 +0000 http://mysuperchargedlife.com/blog/back-to-basics-debt-free-is-the-path-to-financial-success/#comment-2232 My family of 8 have been working on the Dave Ramesy Total Money Makeover. Its hard but so freeing! Consumer debt wasnt our biggest proplem, medical bills were and still are our trouble area. As for the houseing issue.....there is so much blame to go around. And it starts with us! When my hubby and I were looking to buy a home (we're in northern California)we were appoved for $350k and the payments we so doable but we could not get comforable with the bankers assesment that we would be making more money in the future so the later higher payment would be no proplem....we almost fell for it! Luckly we decided to be consertive and work with what we have. That meant buying a lil house for $130k and making do with kids doubling up in rooms,used furniture and used cars. Our friends rolled their eyes at us and laughed at our lil house, but now that the market has turned so drasticly,they now have to pay the princable and interest, those same friends are loseing their homes or working tons of over time to make outrageous payments so they never get to enjoy their (banks) home or children.Way too much stress for me! My family of 8 have been working on the Dave Ramesy Total Money Makeover. Its hard but so freeing! Consumer debt wasnt our biggest proplem, medical bills were and still are our trouble area.
As for the houseing issue…..there is so much blame to go around. And it starts with us! When my hubby and I were looking to buy a home (we’re in northern California)we were appoved for $350k and the payments we so doable but we could not get comforable with the bankers assesment that we would be making more money in the future so the later higher payment would be no proplem….we almost fell for it! Luckly we decided to be consertive and work with what we have. That meant buying a lil house for $130k and making do with kids doubling up in rooms,used furniture and used cars. Our friends rolled their eyes at us and laughed at our lil house, but now that the market has turned so drasticly,they now have to pay the princable and interest, those same friends are loseing their homes or working tons of over time to make outrageous payments so they never get to enjoy their (banks) home or children.Way too much stress for me!

]]> By: Weekly Roundup - Garage Sale Edition | Cash Money Life | Cash Money Life http://mysuperchargedlife.com/blog/back-to-basics-debt-free-is-the-path-to-financial-success/comment-page-1/#comment-2231 Weekly Roundup - Garage Sale Edition | Cash Money Life | Cash Money Life Sun, 12 Oct 2008 16:07:05 +0000 http://mysuperchargedlife.com/blog/back-to-basics-debt-free-is-the-path-to-financial-success/#comment-2231 [...] Back To Basics: Debt-Free Is The Path To Financial Success. [...] [...] Back To Basics: Debt-Free Is The Path To Financial Success. [...]

]]> By: Jeff http://mysuperchargedlife.com/blog/back-to-basics-debt-free-is-the-path-to-financial-success/comment-page-1/#comment-2230 Jeff Sun, 12 Oct 2008 02:17:12 +0000 http://mysuperchargedlife.com/blog/back-to-basics-debt-free-is-the-path-to-financial-success/#comment-2230 @marci - I know what you mean when you say you feel like you are living encased in a plastic bubble. When one is debt-free, the effects of a downturn in the economy are certainly minimized. I feel the same way you do! Thanks for sharing your debt-free experience! @marci – I know what you mean when you say you feel like you are living encased in a plastic bubble. When one is debt-free, the effects of a downturn in the economy are certainly minimized. I feel the same way you do!

Thanks for sharing your debt-free experience!

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