Comments on: Budget Living: How To Stick With Your Personal Spending Plan

By: Get Happy Life

Get Happy Life — Sat, 23 Oct 2010 17:16:21 +0000

Are there any actual steps on how to make a home budget? I am planning to start living on a budget, but I am not sure how to start .-= Get Happy Life´s last blog ..Your Best Asset to Wealth and Success =-.

By: Amber

Amber — Sat, 17 Jan 2009 21:34:24 +0000

I find that http://www.neobudget.com does an excellent job of getting a budget set up in a simple, user friendly way based on the envelope system. It really helps me visualize my allocations and how much money is in what place. The envelope system is what really works for me, but I don’t like carrying cash so having virtual envelopes is great.

Mvelopes is great, but to me it is just too expensive. For me, Neobudget a great way to stick to a budget on a budget (haha). I have no interest in the company and they aren’t paying me for my comments, by the way.

By: My Barnabas : T.G.I.S: Horoscope Edition

My Barnabas : T.G.I.S: Horoscope Edition — Sun, 04 Jan 2009 16:20:52 +0000

[...] Learn about how to stick to that new 2009 budget that you have promised to abide [...]

By: Links for Living to Budget - 3rd January 2009 | Live To Budget

Links for Living to Budget - 3rd January 2009 | Live To Budget — Fri, 02 Jan 2009 21:34:32 +0000

[...] over at My Super Charged Life talked about Budget Living: How To Stick With Your Personal Spending Plan. Starting to live to a budget can be a huge change to you life, but Jeff’s tips are sure to [...]

By: Philip

Philip — Fri, 02 Jan 2009 17:12:59 +0000

For a couple of months I struggled to setup my accounts and budget using MS Money (very simular to Quicken). What I found was that it gave me a good – sometimes too anal – view of where we spent our money, but without a good sense of how to budget our money and plan for recurring and unexpected expenses. Just yesterday I discovered You Need A Budget (YNAB) and was so excited about it I stayed up late getting it setup. The reason I was excited isn’t because I don’t have a life, rather it is good to see a program that lets me simply focus on creating a budget and planning for how to stay within it. Not exciting at all, but compared to Money or Quicken it is a heck of a lot easier to see where things are and how to get a handle on getting out of debt. Please understand I have no interest in the company (eg, no share in people who buy it) and don’t have any involvement except as a user. Go check it out:
http://www.youneedabudget.com/

Read Philip´s latest article – Making 2009 Shine. Bite-Sized Goals Taste Better and Go Down Easier.

By: Joy (from Just Plain Joy)

Joy (from Just Plain Joy) — Tue, 30 Dec 2008 05:06:15 +0000

I have found Mvelopes (an online budgeting program) to be extremely helpful! It works like the old-fashioned envelope system, but automatically tracks your credit card transactions. Read Joy (from Just Plain Joy)´s latest article - Sound Mind, Sound Mom Book Club

By: Jason

Jason — Tue, 30 Dec 2008 00:03:12 +0000

I’d have to say my largest frustration with my budget is the grocery category. I’m not sure I want to increase the value allocated there – but on the other hand I don’t want to keep going over I think I’ll have to meet it half way, but continuing to concentrate on reducing my grocery spending but also increasing the allocation slightly.

But looking at the figures, and seeing how I can get everything back into “managed” territory is the main thing that keeps me motivated about the budget. And seeing that it is possible to pay off all our debt is a huge motivator.

Read Jason´s latest article – Links for Living To Budget – 27th December 2008

By: Julie

Julie — Mon, 29 Dec 2008 22:34:03 +0000

Thanks for the encouragement!

By: Jeff

Jeff — Mon, 29 Dec 2008 15:27:24 +0000

@Bobbi – I also adjust my budget monthly. Every month is a little different so I find it works best for me to tweak things a little. Some of my allocations are the same every month, but others flucuate based on what I expect to happen over the course of a month.

@Brett – I’ll have to check out the site that you mentioned. It sounds interesting!

Thanks for your comments!

By: Brett

Brett — Mon, 29 Dec 2008 15:16:03 +0000

There’s a great way to pull a little (or a lot) extra out of the spend on weekly groceries at http://www.mygrocerydeals.com. It’s like a google search engine for the best local deals on groceries. Put the grocery expenses into a chart and watch the line go down by as much as 40%.