All Entries in the "Finances" Category
Back To Basics: Financial Planning For The Unthinkable
Most of us do not want to think about dying. Of course, it is going to happen to all of us whether we like it or not. There is no way around it. Dying is probably the one certain fact of life that we most like to ignore. However, we have a responsibility to [...]
Back To Basics: 8 Tips For Investing Money To Build Wealth
In order to build wealth, you have to make your money work for you. In other words, you need to make proper investments and earn a good return.
This is not as difficult as it seems. With all the negative press going on concerning the stock market right now, you might feel it is [...]
Back To Basics: Using The Debt Snowball To Pay Off Debt
The debt snowball is a very easy and effective technique for paying off debt. It is a systematic way for the average person, like you and me, to attack and eliminate their credit card bills, car loans, student loans, and other forms of consumer debt.
Debt drains our finances of its strength. You need [...]
Back To Basics: Stop Whining And Frugal Up Your Finances
It takes a little frugality and sacrifice to get ahead with money once you’ve gotten yourself in a hole. In other words, you may need to give up a little in terms of your lifestyle now in order to achieve a level of financial success tomorrow. This really isn’t so bad. Frugality doesn’t hurt as [...]
Back To Basics: 79+ Brilliant Budgeting Resources You’ll Love
A budget is the foundation of a solid personal finance strategy. It is the plan that tells your money what you want it to do. Without a budget, you flounder financially. With a budget, every dollar that you make has a job that you assign. Budgets are not limiting or restrictive because you decide how the money is allocated. However, budgets do reveal to you exactly how you’re spending or wasting your money which many of us do not want to face. Creating a budget is a necessity if you want to succeed with money.
Back To Basics: Establish A Personal Finance Emergency Fund
There are always unexpected emergencies that pop-up in life costing us money. Why are we usually caught totally off guard by these financial crises? When it hits the fan, so to speak, and we don’t have any cash to handle it, we often resort to using credit cards. This generally means that we end [...]
Back To Basics: Debt-Free Is The Path To Financial Success
The goal is to get ahead with our money and start experiencing more success with our finances. We want to return to the basics of financial wisdom to learn how to accomplish this. One important way to achieve any financial goal is to observe what other successful people have done to win with their money. [...]
Back To Basics: Financial Wisdom To Succeed With Money
Financial wisdom and success starts with individual responsibility. The U.S. Government recently committed $85 billion to prop up AIG and another $700 billion to bailout other failing financial institutions. However, it isn’t likely that anyone is going to come to your financial rescue. If this is the bus you are waiting on, then you [...]
