Frugal Living Basics: How to Cut Back

frugal basics Frugal Living Basics: How to Cut BackNeed to live a more frugal lifestyle?

You work hard for what you earn so, why not get the most out of it?  That’s exactly what frugal living will do for you.

Frugality is about being wise and prudent with money.  It is not about doing without or depriving yourself.  It is a back-to-basics approach to managing your finances.

Frugal living aims to cut waste.  Less waste means more financial …

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Credit Card Debt Is Voluntary Slavery

debt slave Credit Card Debt Is Voluntary SlaveryDo you LIKE being a slave?

Piling up credit card debt makes you a slave.  You give up your freedom every time you add to the balance on your card.

When you owe debt, you are no longer working for your own financial well-being.  You are working to make someone else wealthy – the credit card company.

You are their slave.  You toil all day to make them rich.  You’ve …

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8 Ways Exercise is Your Money-Saving Ally

beach jogging 8 Ways Exercise is Your Money Saving AllyThis is a guest post by Bernice Spradlin

I’ve literally earned money thanks to exercise in the following two ways:

  • After I was certified as a personal trainer, I earned a full-time living as a fitness instructor, writing articles for print magazines as well as online articles for websites.
  • Thanks to exercise, my body was in optimal health—my trips to the doctor, dentist, massage therapist and pharmacy for Canadian drugs
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Debtor Prison Is Real: Are You Headed There?

handcuffs Debtor Prison Is Real: Are You Headed There?Think debtor prison is a thing of the past?

Well, you might want to check a little more into exactly how much trouble your pile of debt can cause you.

In the early 1800s it was fairly common for people to go to jail for not paying their debts.  Wikipedia says that about 2,000 New Yorkers annually went to debtor’s prison in 1816.

That’s quite a few folks considering that …

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Living a Simple Life While Adding a Few Luxuries

simple luxury Living a Simple Life While Adding a Few LuxuriesAre you living a simple, but enjoyable life?

Keeping your life simple makes your luxuries all the sweeter.  When your life is crowded, it is next to impossible to really enjoy what you have.

In addition, you appreciate your indulgences so much more when they are fewer and farther between.  The contrast they create makes them stand out.  So, if you want the best life possible, keep it simple.…

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Lost Money Wisdom You Need to Rediscover

money wisdom Lost Money Wisdom You Need to RediscoverAre you wise with your money?

It seems that much of the real wisdom about how to handle money is now deemed old-fashioned and has wound up mostly lost and forgotten.

This may account for why we as individuals and as a nation are struggling with our finances.

These old sayings and proverbs wouldn’t have stood the test of time if they didn’t contain the truth.  This is some of …

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Cheap Alternative Video Games for Kids

video game thumb Cheap Alternative Video Games for KidsInterested in an inexpensive video game system for your children?

If your kids are like mine, they love to play video games.  However, they often lose interest in the individual games fairly quickly.  Even the good ones only hold my children’s attention for so long.

This is a problem because I’m a dad that likes to be money-wise, but I also like to give my kids good entertainment.

The most …

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