Frugal Living: A Guide To Budgeting And Living Debt-Free

How do I create a budget and start living debt-free?

smiling money Frugal Living: A Guide To Budgeting And Living Debt FreeFor many, money is tighter now than it used to be.  Some have lost jobs or experienced reductions in income due to fewer sales. 

Whatever the specific circumstances, it seems that a lot of people are interested in budgeting and getting out of debt.

I’ve written quite a bit over the last year about living on a budget and paying …

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50 Simple And Practical Ways To Make A Positive Difference

flowers 50 Simple And Practical Ways To Make A Positive Difference Want to make a positive difference in this world?

As I live my life, I want to do simple things to make it a better place.  I want to brighten the outlook for other people.  I want to do what I can to ease their burden ever so slightly.

I don’t have the resources of the Bill and Melinda Gates Foundation so I have to look for simple and practical …

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One Of Life’s Greatest Contradictions: Learn To Love What You Hate

rock climb One Of Lifes Greatest Contradictions: Learn To Love What You Hate

The common denominator of success — the secret of success of every man who has ever been successful — lies in the fact that he formed the habit of doing things that failures don’t like to do.
~ Albert E. N. Gray

Want to experience more success?

Doing the things we hate is the habit that separates successful people from those that fail.  Therefore, to experience more success you must …

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Overcome Obstacles: 3 Things To Do To Fire Up Your Hope

rainbow hope Overcome Obstacles: 3 Things To Do To Fire Up Your Hope Do you have an expectant and hopeful vision for the future?

Many people need to overcome some difficult obstacles in their lives right now.  There are people all over the place that are struggling. 

Some are unemployed, some have health issues, some are having marriage difficulties and some are financially strapped.  Whatever your situation, hope is the cure.

Hope is the fuel we need to make good things happen …

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A Story About My Relationship With Wisdom

wise man A Story About My Relationship With Wisdom I met a man named Wisdom and he shared his story with me, so I thought I’d pass it along to you.

Wisdom was up there in his years when I met with him.  Yes, he’d definitely been around the block a time or two, but he didn’t seem old.

In fact, it didn’t appear that he’d aged a bit since the last time that I visited him many moons …

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Developing Good Habits For Moving Forward In Life

leap forward Developing Good Habits For Moving Forward In Life Do you have the good habits to move forward in life?

There is no standing still.  You are either moving forward in your life or your are falling behind.  Time respects no person.  It marches on despite our objections.

Developing good habits is essential to success.  Habits are your auto-pilot.  Yours are either moving you toward your goals or keeping you from them.

This is why it is so important …

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7 Ideas For Expanding Your Creativity and Comfort Zone

creative shirt 7 Ideas For Expanding Your Creativity and Comfort Zone Do you think outside the box?

What does “thinking outside the box” even mean and why is it important?  I believe the following definition I found on Answers.com explains it very well.

Breaking away from traditional or conventional thought to develop a unique, superior solution to a difficult problem.
~ Dictionary of Business Terms

Wouldn’t you agree that we need people in this country to think outside the box

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