Comments on: Personal Finance Budgeting Priorities In An Income Crisis http://mysuperchargedlife.com/blog/personal-finance-budgeting-priorities-in-an-income-crisis/ Good Habits for a Great Life! Wed, 23 May 2012 18:10:01 +0000 hourly 1 http://wordpress.org/?v= By: 2009 Personal Finance Goals and Resolutions | Credit Wise Info http://mysuperchargedlife.com/blog/personal-finance-budgeting-priorities-in-an-income-crisis/comment-page-1/#comment-10045 2009 Personal Finance Goals and Resolutions | Credit Wise Info Mon, 07 Feb 2011 23:10:47 +0000 http://mysuperchargedlife.com/blog/personal-finance-budgeting-priorities-in-an-income-crisis/#comment-10045 [...] presents Personal Finance Budgeting Priorities In An Income Crisis posted during My Super-Charged Life. Setting budgeting priorities is essential to financial [...] [...] presents Personal Finance Budgeting Priorities In An Income Crisis posted during My Super-Charged Life. Setting budgeting priorities is essential to financial [...]

]]> By: michael @ credit cards http://mysuperchargedlife.com/blog/personal-finance-budgeting-priorities-in-an-income-crisis/comment-page-1/#comment-8585 michael @ credit cards Mon, 18 Oct 2010 20:39:03 +0000 http://mysuperchargedlife.com/blog/personal-finance-budgeting-priorities-in-an-income-crisis/#comment-8585 The budget is too tight nowadays got a second job and now looking for a third one. However, I am also debt free and in a way of budgeting things too, there are still many things to consider as an expense, like paying monthly utility bills, school expenses, food and monthly mortgage. I always keep an envelope each to separate my expenses and be able to pay them on time. .-= michael @ credit cards´s last blog ..<a href="http://www.cheap-credit-cards.org/finance-news/foreclosure-rates-spike-over-250k-homes-seized/" rel="nofollow">Foreclosure Rates Spike – Over 250K Homes Seized</a> =-. The budget is too tight nowadays got a second job and now looking for a third one. However, I am also debt free and in a way of budgeting things too, there are still many things to consider as an expense, like paying monthly utility bills, school expenses, food and monthly mortgage. I always keep an envelope each to separate my expenses and be able to pay them on time.
.-= michael @ credit cards´s last blog ..Foreclosure Rates Spike – Over 250K Homes Seized =-.

]]> By: 2009 Personal Finance Goals and Resolutions : Cash Money Life http://mysuperchargedlife.com/blog/personal-finance-budgeting-priorities-in-an-income-crisis/comment-page-1/#comment-3254 2009 Personal Finance Goals and Resolutions : Cash Money Life Mon, 05 Jan 2009 10:51:25 +0000 http://mysuperchargedlife.com/blog/personal-finance-budgeting-priorities-in-an-income-crisis/#comment-3254 [...] presents Personal Finance Budgeting Priorities In An Income Crisis posted at My Super-Charged Life. Setting budgeting priorities is crucial to financial success. This [...] [...] presents Personal Finance Budgeting Priorities In An Income Crisis posted at My Super-Charged Life. Setting budgeting priorities is crucial to financial success. This [...]

]]> By: Sunday Money Roundup - Home Again Edition. | My Two Dollars http://mysuperchargedlife.com/blog/personal-finance-budgeting-priorities-in-an-income-crisis/comment-page-1/#comment-3078 Sunday Money Roundup - Home Again Edition. | My Two Dollars Sun, 21 Dec 2008 14:48:31 +0000 http://mysuperchargedlife.com/blog/personal-finance-budgeting-priorities-in-an-income-crisis/#comment-3078 [...] My Supercharged Life talks about Personal Finance Budgeting Priorities In An Income Crisis. [...] [...] My Supercharged Life talks about Personal Finance Budgeting Priorities In An Income Crisis. [...]

]]> By: Jeff http://mysuperchargedlife.com/blog/personal-finance-budgeting-priorities-in-an-income-crisis/comment-page-1/#comment-2941 Jeff Tue, 09 Dec 2008 22:59:21 +0000 http://mysuperchargedlife.com/blog/personal-finance-budgeting-priorities-in-an-income-crisis/#comment-2941 @Jinx - I certainly didn't mean to insult public transportation! I think that some would see this act as an admission that they had somehow failed. It might therefore be swallowing their pride to concede to selling their auto and getting on a bus. Please accept my apology if I didn't communicate my point properly. @Jinx – I certainly didn’t mean to insult public transportation! I think that some would see this act as an admission that they had somehow failed. It might therefore be swallowing their pride to concede to selling their auto and getting on a bus.

Please accept my apology if I didn’t communicate my point properly.

]]> By: Jinx http://mysuperchargedlife.com/blog/personal-finance-budgeting-priorities-in-an-income-crisis/comment-page-1/#comment-2936 Jinx Tue, 09 Dec 2008 20:29:23 +0000 http://mysuperchargedlife.com/blog/personal-finance-budgeting-priorities-in-an-income-crisis/#comment-2936 How is taking public transportation throwing your pride out the window? I have a good job, a nice car, and I ride public transportation every day to/from work... and I did so before it was economically prudent to do so. If your pride is directly tied to your car, you might want to speak to a counsellor or something. Rush hour is stressful and I got sick of sitting in traffic and dumping the money I just finished earning into something that was only causing me stress. Now I relax, read a book or listen to music while someone else takes me where I need to go. I found that it takes about 5 minutes longer but not having to drive allows me to decompress after work. It's not this easy for everyone, I understand, but don't demean public transit. How is taking public transportation throwing your pride out the window? I have a good job, a nice car, and I ride public transportation every day to/from work… and I did so before it was economically prudent to do so. If your pride is directly tied to your car, you might want to speak to a counsellor or something.

Rush hour is stressful and I got sick of sitting in traffic and dumping the money I just finished earning into something that was only causing me stress. Now I relax, read a book or listen to music while someone else takes me where I need to go. I found that it takes about 5 minutes longer but not having to drive allows me to decompress after work.

It’s not this easy for everyone, I understand, but don’t demean public transit.

]]> By: Jeff http://mysuperchargedlife.com/blog/personal-finance-budgeting-priorities-in-an-income-crisis/comment-page-1/#comment-2934 Jeff Tue, 09 Dec 2008 19:17:18 +0000 http://mysuperchargedlife.com/blog/personal-finance-budgeting-priorities-in-an-income-crisis/#comment-2934 @Maria - I agree that it would be uncomfortable without certain utilities, but I would still have to stick to my order of priority. The investment in my home is too important for me to jeopardize over a short-term crisis. Thanks for contributing your thoughts! @Maria – I agree that it would be uncomfortable without certain utilities, but I would still have to stick to my order of priority. The investment in my home is too important for me to jeopardize over a short-term crisis.

Thanks for contributing your thoughts!

]]> By: Maria | Never the Same River Twice http://mysuperchargedlife.com/blog/personal-finance-budgeting-priorities-in-an-income-crisis/comment-page-1/#comment-2925 Maria | Never the Same River Twice Tue, 09 Dec 2008 16:16:33 +0000 http://mysuperchargedlife.com/blog/personal-finance-budgeting-priorities-in-an-income-crisis/#comment-2925 Jeff, this is great stuff to think about, especially for freelancers and others with irregular incomes. I'm not much of a Dave Ramsey fan, but he has a great suggestion for budgeting on a variable income. He suggests that you ask, "If I only had money to pay 1 thing, what would it be?" then "If I only had money to pay 2 things, what would they be?" and so on. For me food is definitely #1, but I think I'd move essential utilities like water and electricity to #2. There's no point in keeping your house if you can heat it or bathe in it. <abbr><em><abbr><em>Read Maria | Never the Same River Twice´s latest article - <a href="http://www.blog.neverthesamerivertwice.com/2008/12/08/replacing-iwantsandy-with-remember-the-milk/" rel="nofollow">My 4 Hour Workweek Update: What Do You Do When Your Free VA Quits?</a></em></abbr></abbr></em> Jeff, this is great stuff to think about, especially for freelancers and others with irregular incomes. I’m not much of a Dave Ramsey fan, but he has a great suggestion for budgeting on a variable income. He suggests that you ask, “If I only had money to pay 1 thing, what would it be?” then “If I only had money to pay 2 things, what would they be?” and so on.

For me food is definitely #1, but I think I’d move essential utilities like water and electricity to #2. There’s no point in keeping your house if you can heat it or bathe in it.

Read Maria | Never the Same River Twice´s latest article – My 4 Hour Workweek Update: What Do You Do When Your Free VA Quits?

]]> By: Jeff http://mysuperchargedlife.com/blog/personal-finance-budgeting-priorities-in-an-income-crisis/comment-page-1/#comment-2923 Jeff Tue, 09 Dec 2008 14:35:38 +0000 http://mysuperchargedlife.com/blog/personal-finance-budgeting-priorities-in-an-income-crisis/#comment-2923 @Nicki - You are right that we always need to set budgeting priorities. I hope to emphasize here the importance of doing so when your income has dried up. Thanks for your comment! @Nicki – You are right that we always need to set budgeting priorities. I hope to emphasize here the importance of doing so when your income has dried up.

Thanks for your comment!

]]> By: Nicki http://mysuperchargedlife.com/blog/personal-finance-budgeting-priorities-in-an-income-crisis/comment-page-1/#comment-2920 Nicki Tue, 09 Dec 2008 12:47:31 +0000 http://mysuperchargedlife.com/blog/personal-finance-budgeting-priorities-in-an-income-crisis/#comment-2920 I absolutely agree that prioritized spending is the key, even when you aren't in a crisis. I also agree with the order of your list. It breaks my heart to see homes going into foreclosure so credit card companies can be paid. <abbr><em><abbr><em>Read Nicki´s latest article - <a href="http://feedproxy.google.com/~r/DomesticCents/~3/zkBeoOxPC1k/" rel="nofollow">The Power of Comfort Food</a></em></abbr></abbr></em> I absolutely agree that prioritized spending is the key, even when you aren’t in a crisis. I also agree with the order of your list. It breaks my heart to see homes going into foreclosure so credit card companies can be paid.

Read Nicki´s latest article – The Power of Comfort Food

]]>