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How To Avoid Buying Things You Do Not Need!

How To Avoid Buying Things You Do Not Need!

“Many a man thinks he is buying pleasure, when he is really selling himself to it.”~Benjamin Franklin
Why do I constantly want stuff that I don’t need?  It seems that there are certain items that I am continually attracted to buy even though I probably wouldn’t use them if I bought them.  Why does this [...]

Are Banks Responsible For The Credit Crunch Many Are Feeling?

Are Banks Responsible For The Credit Crunch Many Are Feeling?

Higher prices and lower home values are contributing to the credit crunch that many Americans are feeling right now.  I saw a story this week on ABCNews about a guy who owes $78,000 of debt at least part of which is on unpaid credit card bills.  According to the story, he repeatedly accepted new credit [...]

Carnival of Everything Finance: #16

The Carnival of Everything Finance: #16 is up at Everything Finance.  My article 50+ Resources to Legitimately Raise Your Income was included along with some other very interesting articles.
Please be sure to stop by and check out the carnival!

Things I Learned Living on a Budget - Part 3

Things I Learned Living on a Budget - Part 3

I have lived on a budget for almost two years now.  As a result, I have paid off all my debt except the mortgage and have began building an emergency fund of 3 to 6 months of living expenses.  Living on a budget has taught me a lot about money.  In Part 1 of this [...]

Things I Learned Living on a Budget - Part 2

Things I Learned Living on a Budget - Part 2

Yesterday in Part 1, I wrote about how people often resist the idea of living on a budget and how I used to be one of those people until I learned that a budget is the path to a wealthier, freer, and simpler life.  Yesterday was about the big picture.  It was about how budgeting [...]

Things I Learned Living on a Budget - Part 1

Things I Learned Living on a Budget - Part 1

Some people are going broke to avoid living on a budget.  They hate the thought of a budget so much that they will do practically anything to get out of it.  The problems our state and federal governments have with budgets is well publicized and probably just a symptom of our cultural aversion toward [...]