Smart Living Rule 6 – Get The Most Out Of Your Money

ben franklin Smart Living Rule 6   Get The Most Out Of Your Money Are you getting the most out of your money?

Money is the fuel of life.  No matter how much or how little you earn, no matter how much or how little you need to live your chosen lifestyle, getting the most of out of your money is smart living.

It takes money to do just about anything.  Good financial management will give you more options and freedom to live …

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50 Bad Money Habits That Will Leave You Eating ALPO For Dinner

eating 50 Bad Money Habits That Will Leave You Eating ALPO For Dinner How well do you handle your finances?

Most of us have some bad money habits that continued could leave us eating ALPO for dinner!  If not literally, then certainly figuratively. 

Dogs might love ALPO and we might survive eating it, but it won’t be pleasant.  Shape up or you could wind up broke and desperate!

Check out this list to see if you have any bad money habits that you …

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Creating A Good Life With Back To Basics Living

gambian smile Creating A Good Life With Back To Basics Living There is no better time than now to get back to the basics in living.  We are facing a lot of unknowns which means that many of us are hunkering down a bit.  I think this is a very good idea. 

I also think that a return to the basics is a great way to create a good life.  In many instances, we have overcomplicated our lives causing unnecessary …

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Budget Living: How To Stick With Your Personal Spending Plan

cash circle thumb Budget Living: How To Stick With Your Personal Spending Plan It takes time before living on a budget becomes a way of life.  Having a personal spending plan that manages how you allocate your money is one thing, sticking to a budget over time is another. 

Change is always difficult and living on a budget is definitely a big change especially when you are used to spending whatever you want, whenever you want like I was.  It wasn’t easy for …

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Personal Finance Blogs: Spend Less Than You Earn

There are a lot of great personal finance blogs on the Internet today.  These sites offer some fantastic advice about how to be more successful with your money.  One of the keys to financial success is to simply spend less than you earn.

Fortunately, Jason from Live To Budget, has put together a very nice eBook with articles from several well respected personal finance blogs.…

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A Rigid Budget Will Die A Quick Death

contortion A Rigid Budget Will Die A Quick Death An inflexible budget is doomed to failure.  Our budgets are intended to help us control our money so we can achieve our financial goals.  Sticking to a personal finance budget is important, but too much rigidity often backfires.  We have to learn to be flexible with our budgets for them to succeed in the long run.  Remember, slow and steady wins the financial race.  We want our budgeting efforts to …

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Adjust Your Tax Withholdings For More Take-Home Pay

income tax Adjust Your Tax Withholdings For More Take Home Pay Want to quickly increase your take-home pay?  Adjusting your tax withholdings could be the answer.  I read that around 70% of Americans get a tax refund every year which means they can benefit from adjusting their withholdings to get more take-home pay.

Around the end of the year is a good time to analyze your paycheck to determine whether or not such an adjustment could benefit you.  Tax withholdings subtract …

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