Home improvement is a part of self-improvement. Your home is your refuge from the world. It is a safe place to escape from it all. We all need a nice place to rest, relax and rejuvenate ourselves so we can be at our best. Furthermore, our surroundings have a profound impact on our mood. Our mood or emotions drive our confidence, attitude and disposition. Therefore, we need to devote a …
Now Is A Good Time To Be Living On A Budget
Living on a budget is always smart, but it is a particularly good idea right now. The facts about the poor economy keep piling up. I’m not an alarmist and I don’t want to over-sensationalize the economic situation, but I do think we need to face reality. No one knows for sure, but there could be some very tough financial times ahead. This may necessitate the need for living on …
Back To Basics: 79+ Brilliant Budgeting Resources You’ll Love
A budget is the foundation of a solid personal finance strategy. It is the plan that tells your money what you want it to do. Without a budget, you flounder financially. With a budget, every dollar that you make has a job that you assign. Budgets are not limiting or restrictive because you decide how the money is allocated. However, budgets do reveal to you exactly how you’re spending or …
Back To Basics: Financial Wisdom To Succeed With Money
Financial wisdom and success starts with individual responsibility. The U.S. Government recently committed $85 billion to prop up AIG and another $700 billion to bailout other failing financial institutions. However, it isn’t likely that anyone is going to come to your financial rescue. If this is the bus you are waiting on, then you are likely to be standing there a long time.
10 Ways To Improve Your Life Starting Today
There are things you can do today to improve your life. Self-improvement doesn’t have to be difficult or drawn out. You can choose one thing off the list below, take action, and it will improve your life. Why wait? Why not start making a positive difference? It really is as simple as that. Every small step we take in the right direction produces an incremental improvement in our life. …
Read more »My New Personal Finance Software: YNAB Pro Reviewed
“Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make, so you can give money back and have money to invest. You can’t win until you do this.”
~Dave Ramsey
In early June, I asked my readers to help me find a better way to track my personal finances. In the article, I explained how I was using Mvelopes Personal and the issues …
Read more »How To Avoid Buying Things You Do Not Need!
“Many a man thinks he is buying pleasure, when he is really selling himself to it.”
~Benjamin Franklin
Why do I constantly want stuff that I don’t need? It seems that there are certain items that I am continually attracted to buy even though I probably wouldn’t use them if I bought them. Why does this happen? What makes certain items so alluring?
It seems to be the same things …
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