Good Habits for a Great Life!
This is a guest post by Free From Broke.
“This is too difficult! How will I ever be any good?!?”
I’ve been studying the Japanese martial art Aikido for a little over ten years. One of the concepts my Sensei taught me was Polishing the Stone.
When a student starts learning an art they are far from smooth and flowing and struggle to do basic moves. Usually they are …
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The great people over at NeoBudget are giving away five free one-year subscriptions to their fantastic online envelope budgeting system! All you have to do to win is visit the NeoBudget site before January 9, 2009 and sign up. No purchase is necessary!
If you haven’t checked out NeoBudget, then now is a great time to do so! Here are a few of …
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It takes time before living on a budget becomes a way of life. Having a personal spending plan that manages how you allocate your money is one thing, sticking to a budget over time is another.
Change is always difficult and living on a budget is definitely a big change especially when you are used to spending whatever you want, whenever you want like I was. It wasn’t easy for …
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Most people agree that there are some hard times ahead. The recession is going to take its toll on the economy. It is a good time to trim your budget and hunker down financially.
“It’s a recession when your neighbor loses his job; it’s a depression when you lose yours.”
~ Harry S. Truman
Unfortunately, we do not have a crystal ball to tell us exactly what the hard times …
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Setting priorities on spending is crucial to successful personal finance budgeting especially in an income crisis. Our budgets need to be proactive. They need to tell our money what we want it to do for us.
I often think about how I would adjust my budgeting priorities should I lose my job or find myself in some other ultra-tight financial situation. I believe that by acting quickly and decisively, I …
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NeoBudget is a powerful, but inexpensive online envelope budgeting system. It is going up against the big boys like Mvelopes, Quicken Online, and Mint.com. Don’t let the $2.50 per month subscription fee fool you. NeoBudget is a powerful system with all the features you need to successfully manage your money along with some nice-to-have items as well. I’ve been impressed with its features and would suggest giving it a chance …
Living on a budget is always smart, but it is a particularly good idea right now. The facts about the poor economy keep piling up. I’m not an alarmist and I don’t want to over-sensationalize the economic situation, but I do think we need to face reality. No one knows for sure, but there could be some very tough financial times ahead. This may necessitate the need for living on …