Best Ways to Budget for Real Results

budget money Best Ways to Budget for Real ResultsDo you need to hang on to more of your money?

Budgeting is a great way to make your money work harder and go farther for you.  That is if you design it correctly.

A lot of people approach budgets in completely the wrong way.  This usually leads to frustration and failure.

A well-designed budget allows you to direct your money to your priorities without being inflexible.  This is extremely …

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3 Powerful Ways to Quickly Cut Overspending

cut spending thumb 3 Powerful Ways to Quickly Cut OverspendingDo you consistently spend too much?

Overspending is a common problem today.  There are just so many tempting things to buy.  It is incredibly easy to overdo it. 

Of course, this comes with consequences.  You can get yourself in over your head and then find it difficult to pay for the necessities of life.

A few years ago, my wife and I realized we were over-spenders.  We discovered this …

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Win Hundreds in Cash for Your Wasted Money Story


mixedcash1 Win Hundreds in Cash for Your Wasted Money StoryWant to win a few hundred in cash real easy?

You have about a week to submit a short, three minute or less, video showing what you’ve wasted your money on and telling us what you should have done with it instead.  The top 100 video entries win!

This is about as easy a way for you to win a few hundred or maybe even a thousand dollars cash that …

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Money in Our Life: 5 Personal Finance Basics to Work On

coin jar Money in Our Life: 5 Personal Finance Basics to Work On Do you need to do better with your personal finances?

The money in our life is important to us.  It pays for our food, shelter, necessities and luxuries.  However, despite its importance, we often poorly manage it.  We fail to get the most from what we make.

Now is a great time to improve the way we handle our money.  There is never a better time than the present to …

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Personal Finance Basics: Key Purposes of Budgeting Systems

money graph Personal Finance Basics: Key Purposes of Budgeting Systems Do you understand why budgeting is so important?

I believe a budgeting system is crucial to properly managing your money.  Without such a system, you have no plan for using your money wisely and no insight into where your money is going.  You lack financial control.

Establishing some sort of budgeting system is a very basic necessity of personal finance.  I’ve been steadily using a budget now for several years …

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We Use YNAB For Our Envelope Budgeting System

ynab We Use YNAB For Our Envelope Budgeting System Do you need a budget?  I would argue that everyone does.

A budget is essential because we all need a predefined plan for exactly how we want to use our money.  It will help us get the most out of it.  Otherwise the cash we have just evaporates never to be seen again.

In today’s economy no one can afford to let their money slip through their fingers.  Every

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I’m Saving Up To Pay Cash To Buy A Car

I am beginning to save money to buy a car.  My wife and I became debt-free except for the mortgage back around February of this year.  Since then we have been pouring money into our emergency fund.  We are now satisfied that we have the equivalent of three to six months of living expenses socked away.  We used some of our bonus money, tax refund, and economic stimulus check …

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