Back To Basics: Using The Debt Snowball To Pay Off Debt

The debt snowball is a very easy and effective technique for paying off debt.  It is a systematic way for the average person, like you and me, to attack and eliminate their credit card bills, car loans, student loans, and other forms of consumer debt.

snowball thumb Back To Basics: Using The Debt Snowball To Pay Off Debt Debt drains our finances of its strength.  You need to pay off your debt so you can keep your money and start accumulating wealth.  The …

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Back To Basics: Establish A Personal Finance Emergency Fund

cutting loose Back To Basics: Establish A Personal Finance Emergency Fund There are always unexpected emergencies that pop-up in life costing us money.  Why are we usually caught totally off guard by these financial crises?  When it hits the fan, so to speak, and we don’t have any cash to handle it, we often resort to using credit cards.  This generally means that we end up paying even more in the form of interest to handle our emergency.  A better alternative …

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Back To Basics: Debt-Free Is The Path To Financial Success

The goal is to get ahead with our money and start experiencing more success with our finances.  We want to return to the basics of financial wisdom to learn how to accomplish this.  One important way to achieve any financial goal is to observe what other successful people have done to win with their money.  Once we know what others have done, we simply emulate their behavior to get the …

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How To Avoid Buying Things You Do Not Need!

windowslivewriter03a7e8ba3340 6c1chundred dollars thumb How To Avoid Buying Things You Do Not Need! “Many a man thinks he is buying pleasure, when he is really selling himself to it.”
~Benjamin Franklin

Why do I constantly want stuff that I don’t need?  It seems that there are certain items that I am continually attracted to buy even though I probably wouldn’t use them if I bought them.  Why does this happen?  What makes certain items so alluring? 

It seems to be the same things …

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Got the Post-Christmas Financial Blues?

Has it hit you yet? If you charged most of your Christmas purchases on your credit card, then January is usually when reality sets in and you realize that you spent too much. You know the bill is coming and you wonder how big the balance is going to be now. Credit cards are scary things and credit card companies are even scarier. As recently as December, Congress has been …

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