Higher prices and lower home values are contributing to the credit crunch that many Americans are feeling right now. I saw a story this week on ABCNews about a guy who owes $78,000 of debt at least part of which is on unpaid credit card bills. According to the story, he repeatedly accepted new credit card offers he received and continued charging as his credit limit went up.
Read more »25 Excellent Resources To Protect Against Identity Theft
We all know that identity theft and fraud are growing issues today. It is important to protect your personal identity to avoid 
becoming the victim of such crimes. Thieves use other people’s identities everyday to obtain credit cards and make illegal purchases. This can ruin your good name and wreak havoc with your credit history. Identity theft can effect everything from your ability to get a job to the amount …