Five Family Values To Teach Our Kids (And Our Bankers!)

kids money Five Family Values To Teach Our Kids (And Our Bankers!) What family values do you consider most important for your children to embrace?

In order for our kids to grow up and live happy, productive lives they need guidance.  They need our direction so they can adopt the proper family values as their compass.

Embedding the right attitudes and values in our children early will keep them from running amuck like some of our bankers have done lately.…

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Crappy Economy = Best Christmas Ever!

christmas Crappy Economy = Best Christmas Ever! Global economic crisis, bailouts and a recession fill the news.  The economy is not doing well, but I think this will make for one of the best Christmas seasons that we’ve had in recent years.

The recession and bailouts have dominated the airwaves and blogosphere recently. Retailers seem to be flipping out, the automakers are whining so loud it is deafening, and the media is having a field day with …

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Personal Finance Budgeting Priorities In An Income Crisis

recession Personal Finance Budgeting Priorities In An Income Crisis Setting priorities on spending is crucial to successful personal finance budgeting especially in an income crisis.  Our budgets need to be proactive.  They need to tell our money what we want it to do for us. 

I often think about how I would adjust my budgeting priorities should I lose my job or find myself in some other ultra-tight financial situation.  I believe that by acting quickly and decisively, I …

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Back To Basics: Debt-Free Is The Path To Financial Success

The goal is to get ahead with our money and start experiencing more success with our finances.  We want to return to the basics of financial wisdom to learn how to accomplish this.  One important way to achieve any financial goal is to observe what other successful people have done to win with their money.  Once we know what others have done, we simply emulate their behavior to get the …

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Hard Times Ahead: How To Survive When The Going Gets Tough

wall street Hard Times Ahead: How To Survive When The Going Gets Tough

You would have to live under a rock to believe that things aren’t going to get worse before they get better.  I’m not one to go around telling everyone the sky is falling and that’s not what I’m doing now, but we all might have to cinch up our belts a notch before this financial crisis is over. 

We are going to pay for these mistakes

Back in April, I …

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Subprime Mortgage Crisis Is Going To Cost Us Money

I saw an article this week on CNN Money with the headline 70% of subprime borrowers aren’t getting help.  I do not get this.  The whole situation is ridiculous to me.  Why should people that took out subprime mortgages expect help?  They took out a loan that they can’t afford and the obvious result is now occurring.  Apparently, the number of delinquent subprime loans is growing so fast …

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