All Entries Tagged With: "Dave Ramsey"
Back To Basics: Establish A Personal Finance Emergency Fund
There are always unexpected emergencies that pop-up in life costing us money. Why are we usually caught totally off guard by these financial crises? When it hits the fan, so to speak, and we don’t have any cash to handle it, we often resort to using credit cards. This generally means that we end [...]
Back To Basics: Debt-Free Is The Path To Financial Success
The goal is to get ahead with our money and start experiencing more success with our finances. We want to return to the basics of financial wisdom to learn how to accomplish this. One important way to achieve any financial goal is to observe what other successful people have done to win with their money. [...]
My New Personal Finance Software: YNAB Pro Reviewed
“Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make, so you can give money back and have money to invest. You can’t win until you do this.” ~Dave Ramsey
In early June, I asked my readers to help me find a better way to track my personal finances. In [...]
How To Avoid Buying Things You Do Not Need!
“Many a man thinks he is buying pleasure, when he is really selling himself to it.”~Benjamin Franklin
Why do I constantly want stuff that I don’t need? It seems that there are certain items that I am continually attracted to buy even though I probably wouldn’t use them if I bought them. Why does this [...]
How Much Money You Have Defines Your Life
Life takes money. How much money you have defines the kind of life you lead. Now I certainly don’t believe that money is the most valuable thing in living a great life, but it sure makes a big difference in a lot of ways. If you lack money, then you often lack access to many [...]
Be Wise With Your Economic Stimulus Tax Rebate
The economic stimulus tax rebates are on the way! Some people have started receiving their rebates this week. Have you received yours yet? What do you plan to do with the tax rebate money when it comes? This seems to be a popular topic of debate in many households today. It is important that [...]
Snowflaking Will Melt Your Debt And More!
Snowflaking is a powerful technique used in personal finance for becoming debt-free. From what I could find, this was first written about by Jaimie at I’ve Paid for This Twice Already. In her primer on the topic, Jaimie explains that snowflaking is taking little bits of money that is collected over a month and applying [...]
Things I Learned Living on a Budget - Part 3
I have lived on a budget for almost two years now. As a result, I have paid off all my debt except the mortgage and have began building an emergency fund of 3 to 6 months of living expenses. Living on a budget has taught me a lot about money. In Part 1 of this [...]
