Debt Free Now What: Moving Beyond the Financial Basics

cash stack Debt Free Now What: Moving Beyond the Financial Basics Wondering what to do now that you are debt free?

Getting debt free is a great financial goal, but we shouldn’t stop there.  The next steps are really where we benefit from the hard work of paying off all our creditors.

Once we are no longer burdened by monthly payments, then we have the freedom to start doing wise things with our money and living life to the fullest!

This …

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5 Incredible Books That Changed My Life

reading book 5 Incredible Books That Changed My Life Have you read anything life changing lately?

We are either moving forward or backwards in life.  There is no standing still.  In order to move forward, you must be a continual learner.  You must find positive inputs that grow and expand your thinking.

For me, one of the primary inputs I use to grow is reading books.  I love to read.  Mostly, I love non-fiction books that give me new …

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Debt Free Living: 5 Attitudes You Need to Adopt for Success

prisoner Debt Free Living: 5 Attitudes You Need to Adopt for Success Do you want to be debt free?

You lose a lot when you live debt free.  You lose things like stress, fights with your spouse and sleepless nights. 

You also lose that financial ball and chain you’ve been dragging around.

Debt free living is financial freedom.  It is going against the grain in our society to find a better way.  I want to assure you, it is truly a better …

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Smart Living Rule 6 – Get The Most Out Of Your Money

ben franklin Smart Living Rule 6   Get The Most Out Of Your Money Are you getting the most out of your money?

Money is the fuel of life.  No matter how much or how little you earn, no matter how much or how little you need to live your chosen lifestyle, getting the most of out of your money is smart living.

It takes money to do just about anything.  Good financial management will give you more options and freedom to live …

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Frugal Living: A Guide To Budgeting And Living Debt-Free

How do I create a budget and start living debt-free?

smiling money Frugal Living: A Guide To Budgeting And Living Debt FreeFor many, money is tighter now than it used to be.  Some have lost jobs or experienced reductions in income due to fewer sales. 

Whatever the specific circumstances, it seems that a lot of people are interested in budgeting and getting out of debt.

I’ve written quite a bit over the last year about living on a budget and paying …

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Getting Debt-Free Using The Debt Snowball Technique

rolling snowball Getting Debt Free Using The Debt Snowball Technique Are you trying to become debt-free or at least trying to pay off some debt?

If so, I commend you for your financial effort.  I am a firm believer in debt-free living.

My wife and I have been debt-free except for the mortgage for over a year now.  We used the debt snowball technique popularized most recently by Dave Ramsey Getting Debt Free Using The Debt Snowball Technique to pay off everything.

The debt snowball works!  It really …

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Back To Basics: Establish A Personal Finance Emergency Fund

cutting loose Back To Basics: Establish A Personal Finance Emergency Fund There are always unexpected emergencies that pop-up in life costing us money.  Why are we usually caught totally off guard by these financial crises?  When it hits the fan, so to speak, and we don’t have any cash to handle it, we often resort to using credit cards.  This generally means that we end up paying even more in the form of interest to handle our emergency.  A better alternative …

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