Good Habits for a Great Life!
Need to live a more frugal lifestyle?
You work hard for what you earn so, why not get the most out of it? That’s exactly what frugal living will do for you.
Frugality is about being wise and prudent with money. It is not about doing without or depriving yourself. It is a back-to-basics approach to managing your finances.
Frugal living aims to cut waste. Less waste means more financial …
Read more »
Do you LIKE being a slave?
Piling up credit card debt makes you a slave. You give up your freedom every time you add to the balance on your card.
When you owe debt, you are no longer working for your own financial well-being. You are working to make someone else wealthy – the credit card company.
You are their slave. You toil all day to make them rich. You’ve …
Read more »
Think debtor prison is a thing of the past?
Well, you might want to check a little more into exactly how much trouble your pile of debt can cause you.
In the early 1800s it was fairly common for people to go to jail for not paying their debts. Wikipedia says that about 2,000 New Yorkers annually went to debtor’s prison in 1816.
That’s quite a few folks considering that …
Read more »
Are you interested in being debt free?
There are certainly some nice advantages to living without owing anything on credit cards or car loans.
Growing up, I thought borrowing money to buy things was just what adults did. It never even occurred to me that it was possible to pay cash for everything.
However, a few years ago, my wife decided we should become debt free. Since then, we’ve …
Read more »
Want to get ahead financially?
I’m not talking about getting wealthy here although that could happen. I’m talking about just getting your head above water.
The problem is that we overcommit ourselves financially. We buy and buy and buy most of it on credit cards and soon the ocean of debt we create gets too deep.
We have to stand on our financial tippy-toes just to keep ourselves from …
Read more »This is a guest post from Adam at Money Relationship. At his site, he writes about his journey out of $150,000 in debt.
A little over 12 months ago, my dad approached me about my credit card debt. He wanted to help me get out of it by loaning me money.
The credit card debt totaled about $16,500 and I knew I had a rough patch coming up. I …
Read more »
Wondering what to do now that you are debt free?
Getting debt free is a great financial goal, but we shouldn’t stop there. The next steps are really where we benefit from the hard work of paying off all our creditors.
Once we are no longer burdened by monthly payments, then we have the freedom to start doing wise things with our money and living life to the fullest!
This …
Read more »
We will always respect your privacy.
