Fixing Your Credit Is Not A Guessing Game

confused Fixing Your Credit Is Not A Guessing Game

If you have bad credit, correcting the problem may feel like an overwhelming task.  Understanding what happened, how it impacted your credit, and eventually improving your credit reputation can all be intimidating prospects, especially if you try to consider how to fix them all simultaneously.  However, by taking each step individually and working through it, moving from bad credit to good credit is not impossible.…

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Is It Fair For You To Be Judged By Your FICO Score?

Your FICO score is your credit score.  According to the Fair Isaac Corporation that computes your score, "FICO® risk scores rank-order consumers according to the likelihood that their credit obligations will be paid as expected."  FICO scores are recognized almost universally as the standard in judging a person’s credit worthiness.  However, these scores are not without their issues.  For instance, if you live a debt-free lifestyle, you are likely

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