Good Habits for a Great Life!
Think debtor prison is a thing of the past?
Well, you might want to check a little more into exactly how much trouble your pile of debt can cause you.
In the early 1800s it was fairly common for people to go to jail for not paying their debts. Wikipedia says that about 2,000 New Yorkers annually went to debtor’s prison in 1816.
That’s quite a few folks considering that …
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Are you wise with your money?
It seems that much of the real wisdom about how to handle money is now deemed old-fashioned and has wound up mostly lost and forgotten.
This may account for why we as individuals and as a nation are struggling with our finances.
These old sayings and proverbs wouldn’t have stood the test of time if they didn’t contain the truth. This is some of …
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Do you need to hang on to more of your money?
Budgeting is a great way to make your money work harder and go farther for you. That is if you design it correctly.
A lot of people approach budgets in completely the wrong way. This usually leads to frustration and failure.
A well-designed budget allows you to direct your money to your priorities without being inflexible. This is extremely …
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Do you have enough margin in your life?
Margin is defined as a spare amount created for contingencies or special situations. In my mind, it is a safety or buffer zone between you and disaster.
If you live life too close to the edge, then you are bound to fall once in awhile. You just can’t control every external factor. When you lack margin, the slightest breeze can be …
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Do you have a positive or negative view of budgeting?
Most people hate budgets. They think a budget will restrain them and make their lives unbearable. Are you one of these people? This is a very detrimental and unfortunate way to think.
How do I know? I used to think the same way. However, I’ve definitely changed my mind.
I’ve learned that a budget can actually improve your life.…
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Do you hate budgeting?
I think most regular people truly hate the thought of creating and maintaining a personal finance budget.
In fact, if you put it on a list, I bet it would rank right up there with brussel sprouts and getting poked in the eye.
Personally, I’m a big believer in budgeting. I think it is an essential tool for reducing the stress and anxiety often associated with …
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Are you trying to live below your means?
Spending less than you earn is the only way to get ahead with money. If you are one of those people that finds there is always more month left at the end of the money, then keep reading.
I found some very powerful ideas for living below your means that I want to pass along. Making significant changes to our lifestyle takes …
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