Credit Card Debt Is Voluntary Slavery

debt slave Credit Card Debt Is Voluntary SlaveryDo you LIKE being a slave?

Piling up credit card debt makes you a slave.  You give up your freedom every time you add to the balance on your card.

When you owe debt, you are no longer working for your own financial well-being.  You are working to make someone else wealthy – the credit card company.

You are their slave.  You toil all day to make them rich.  You’ve …

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Our Relationship with Money & Achieving Financial Freedom

money couple thumb Our Relationship with Money & Achieving Financial FreedomThis is a guest post by Mark Zaifman of Spiritus Financial Planning.

If you were to discuss your relationship with money, as if you were talking about your relationship with a life partner or close friend, how would you describe it?

If you were asked to describe your relationship with money in one word, what would it be?

Is your money in alignment with your values and purpose?

Are

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My Personal Economic Recovery

graph thumb My Personal Economic RecoveryI was tired of feeling broke.

I made a decent living, but I always felt spread too thin.  I also felt pressure to save for retirement, save for the kids college fund and keep up with the proverbial Joneses. 

I was sick of it.  I wanted more.  I wanted to feel like I was getting ahead instead of further and further behind. 

This was all about five years ago.  …

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Debt Free Now What: Moving Beyond the Financial Basics

cash stack Debt Free Now What: Moving Beyond the Financial Basics Wondering what to do now that you are debt free?

Getting debt free is a great financial goal, but we shouldn’t stop there.  The next steps are really where we benefit from the hard work of paying off all our creditors.

Once we are no longer burdened by monthly payments, then we have the freedom to start doing wise things with our money and living life to the fullest!

This …

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Creativity and Finances: Save Income For Financial Freedom

poolandpalms Creativity and Finances: Save Income For Financial Freedom Are you going to become a millionaire?

I’m guessing that a lot of people feel financial freedom is out of their reach. 

Well, I beg to differ with them.  I believe it is possible to save one’s income to become rich.

You don’t even have to make a ton of money to become a millionaire.  All you need is the desire to do well with your finances and a …

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Your Income Is Your Best Tool To Achieve Financial Freedom

freedom Your Income Is Your Best Tool To Achieve Financial Freedom Do you want to achieve financial independence?

All too often, people rely on unrealistic means to free themselves financially.  Their hope lies more along the lines of wishful thinking than true strategy.

A solid plan for the proper use of your existing income is the best way to reach financial freedom.

Where many go wrong in their pursuit of financial freedom

I believe most people would say they desire financial

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Downsizing, Becoming Debt-Free And Saving For Retirement

funny money Downsizing, Becoming Debt Free And Saving For Retirement What steps are you taking to win financially?  Are you cutting back due to the recession and saving more?

No matter how you slice it, life takes money

It takes money to take care of your kids.  It takes money to advance a cause.  It takes money to retire with dignity.

Buying more than you can afford and accumulating debt drains you of your financial power.  It binds you …

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