Frugal Living Basics: How to Cut Back

frugal basics Frugal Living Basics: How to Cut BackNeed to live a more frugal lifestyle?

You work hard for what you earn so, why not get the most out of it?  That’s exactly what frugal living will do for you.

Frugality is about being wise and prudent with money.  It is not about doing without or depriving yourself.  It is a back-to-basics approach to managing your finances.

Frugal living aims to cut waste.  Less waste means more financial …

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8 Ways Exercise is Your Money-Saving Ally

beach jogging 8 Ways Exercise is Your Money Saving AllyThis is a guest post by Bernice Spradlin

I’ve literally earned money thanks to exercise in the following two ways:

  • After I was certified as a personal trainer, I earned a full-time living as a fitness instructor, writing articles for print magazines as well as online articles for websites.
  • Thanks to exercise, my body was in optimal health—my trips to the doctor, dentist, massage therapist and pharmacy for Canadian drugs
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Living a Simple Life While Adding a Few Luxuries

simple luxury Living a Simple Life While Adding a Few LuxuriesAre you living a simple, but enjoyable life?

Keeping your life simple makes your luxuries all the sweeter.  When your life is crowded, it is next to impossible to really enjoy what you have.

In addition, you appreciate your indulgences so much more when they are fewer and farther between.  The contrast they create makes them stand out.  So, if you want the best life possible, keep it simple.…

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Buy Things You Enjoy: Do Not Overdue Frugal

coinscloseup Buy Things You Enjoy: Do Not Overdue Frugal Are you too frugal?

Sometimes you need to buy things you enjoy.  Frugality is about being smart with your money – using it wisely.  However, you can make yourself miserable if you are too frugal.

The key is to wisely choose what to buy and what not to buy.  What purchase might add to your enjoyment of life?  Can you afford it?  These are important questions to ask when …

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Living Below Your Means: Powerful Ideas to Help

whittling Living Below Your Means: Powerful Ideas to Help Are you trying to live below your means?

Spending less than you earn is the only way to get ahead with money.  If you are one of those people that finds there is always more month left at the end of the money, then keep reading.

I found some very powerful ideas for living below your means that I want to pass along.  Making significant changes to our lifestyle takes …

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7 Free Toys Your Kids Will Love More Than Expensive Gifts

kid joy 7 Free Toys Your Kids Will Love More Than Expensive Gifts Want to get your kids some toys they’ll truly love?

Kids like what is fun more than what is expensive.  They might beg for the latest high-tech gadget, but in the end, they’ll drop it like a hot rock for something that engages their imagination and creativity.

As parents, we often spend way too much on Christmas and other holidays especially when it comes to our kids.  Hopefully, this list …

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