Good Habits for a Great Life!
How do I create a budget and start living debt-free?
For many, money is tighter now than it used to be. Some have lost jobs or experienced reductions in income due to fewer sales.
Whatever the specific circumstances, it seems that a lot of people are interested in budgeting and getting out of debt.
I’ve written quite a bit over the last year about living on a budget and paying …
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Is your budget for vacation and spring break this year a little limited?
Well, you might need to consider a staycation. This is the latest term for a stay-at-home vacation. Isn’t it nifty?
With proper planning and an open mind, a staycation can be relaxing and enjoyable. It might be just what the doctor ordered for the recreation and rejuvenation you need!…
Here are ten articles to help Read more »
Home improvement is a part of self-improvement. Your home is your refuge from the world. It is a safe place to escape from it all. We all need a nice place to rest, relax and rejuvenate ourselves so we can be at our best. Furthermore, our surroundings have a profound impact on our mood. Our mood or emotions drive our confidence, attitude and disposition. Therefore, we need to devote a …
It takes a little frugality and sacrifice to get ahead with money once you’ve gotten yourself in a hole. In other words, you may need to give up a little in terms of your lifestyle now in order to achieve a level of financial success tomorrow. This really isn’t so bad. Frugality doesn’t hurt as much as you think it will.
Making a few financial sacrifices is kind of like …
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A budget is the foundation of a solid personal finance strategy. It is the plan that tells your money what you want it to do. Without a budget, you flounder financially. With a budget, every dollar that you make has a job that you assign. Budgets are not limiting or restrictive because you decide how the money is allocated. However, budgets do reveal to you exactly how you’re spending or …
“Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make, so you can give money back and have money to invest. You can’t win until you do this.”
~Dave Ramsey
In early June, I asked my readers to help me find a better way to track my personal finances. In the article, I explained how I was using Mvelopes Personal and the issues …
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