neobudget banner

Tag: "frugality"

Frugal Finances: What To Do When A Spouse Loses Their Job

Frugal Finances: What To Do When A Spouse Loses Their Job

Do you know someone that has lost their job? Like me, you probably do. There have been a lot of layoffs happening due to the recession. The unexpected loss of income can be very difficult to handle. In addition, getting fired will have some negative emotional consequences. If the person losing their job is your spouse, then you’d better be ready to help or things could go downhill quickly!

Life Motivation, Living Below Your Means and A Simpler Life

Life Motivation, Living Below Your Means and A Simpler Life

Living life to the fullest has a lot to do with motivation, living within your means and keeping things simple. Failing in any one of these areas will rob you of the best life has to offer.

Don't Wait, Negotiate: A Simple Winning Strategy for Non-Negotiators

Don’t Wait, Negotiate: A Simple Winning Strategy for Non-Negotiators

Wow, what a time to get a good deal! Prices are dropping and bargains are everywhere. However, I’m finding that many of us are still not using basic negotiating skills to drive prices down even more. So if you aren’t a negotiator here is a quick and easy training lesson that will get you started.

20 Ways To Trim Your Budget And Survive Hard Times Ahead

20 Ways To Trim Your Budget And Survive Hard Times Ahead

Most people agree that there are some hard times ahead. The recession is going to take its toll on the economy. It is a good time to trim your budget and hunker down financially. Unfortunately, we do not have a crystal ball to tell us exactly what the hard times ahead will look like. We don’t know whether the recession will impact us a little or a lot. However, it is likely it will have some affect on our finances.

How To Avoid Buying Things You Do Not Need!

How To Avoid Buying Things You Do Not Need!

Why do I constantly want stuff that I don’t need? It seems that there are certain items that I am continually attracted to buy even though I probably wouldn’t use them if I bought them. Why does this happen? What makes certain items so alluring?