Good Habits for a Great Life!
Need to live a more frugal lifestyle?
You work hard for what you earn so, why not get the most out of it? That’s exactly what frugal living will do for you.
Frugality is about being wise and prudent with money. It is not about doing without or depriving yourself. It is a back-to-basics approach to managing your finances.
Frugal living aims to cut waste. Less waste means more financial …
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Think debtor prison is a thing of the past?
Well, you might want to check a little more into exactly how much trouble your pile of debt can cause you.
In the early 1800s it was fairly common for people to go to jail for not paying their debts. Wikipedia says that about 2,000 New Yorkers annually went to debtor’s prison in 1816.
That’s quite a few folks considering that …
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Are you wise with your money?
It seems that much of the real wisdom about how to handle money is now deemed old-fashioned and has wound up mostly lost and forgotten.
This may account for why we as individuals and as a nation are struggling with our finances.
These old sayings and proverbs wouldn’t have stood the test of time if they didn’t contain the truth. This is some of …
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How do you buy happiness?
Getting your mind right about money is very important to your happiness. Because your finances can be a source of either real joy or sorrow based on how you handle what you have.
Buying happiness is a tricky subject to write about because some people will likely misunderstand and when they do you can send them off in completely the wrong direction. I’m going to …
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Do you need to hang on to more of your money?
Budgeting is a great way to make your money work harder and go farther for you. That is if you design it correctly.
A lot of people approach budgets in completely the wrong way. This usually leads to frustration and failure.
A well-designed budget allows you to direct your money to your priorities without being inflexible. This is extremely …
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Are you interested in being debt free?
There are certainly some nice advantages to living without owing anything on credit cards or car loans.
Growing up, I thought borrowing money to buy things was just what adults did. It never even occurred to me that it was possible to pay cash for everything.
However, a few years ago, my wife decided we should become debt free. Since then, we’ve …
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Do you consistently spend too much?
Overspending is a common problem today. There are just so many tempting things to buy. It is incredibly easy to overdo it.
Of course, this comes with consequences. You can get yourself in over your head and then find it difficult to pay for the necessities of life.
A few years ago, my wife and I realized we were over-spenders. We discovered this …
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