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You and I are very fortunate right now. We are blessed beyond belief. However, it is easy to lose sight of this in our day-to-day lives. We get busy and focused on the nuisances and anxieties of work, raising [...]
Keeping track of your money can be a arduous task. My wife and I implemented the envelope budgeting system about two years ago to get control of our finances. At about the same time, we subscribed to Mvelopes Personal online finance management system. At first, Mvelopes was fabulous, but through a series of events [...]
I saw an article this week on CNN Money with the headline 70% of subprime borrowers aren’t getting help. I do not get this. The whole situation is ridiculous to me. Why should people that took out subprime mortgages expect help? They took out a loan that they can’t afford and the obvious result is [...]
Snowflaking is a powerful technique used in personal finance for becoming debt-free. From what I could find, this was first written about by Jaimie at I’ve Paid for This Twice Already. In her primer on the topic, Jaimie explains that snowflaking is taking little bits of money that is collected over a month and applying [...]
