Good Habits for a Great Life!
Are you too frugal?
Sometimes you need to buy things you enjoy. Frugality is about being smart with your money – using it wisely. However, you can make yourself miserable if you are too frugal.
The key is to wisely choose what to buy and what not to buy. What purchase might add to your enjoyment of life? Can you afford it? These are important questions to ask when …
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We need to make a concerted effort to help our children become smart shoppers. Children are easily influenced in their shopping decisions. Kids are heavily targeted by advertisers hoping to score big sales. My children often want whatever toy was on the last commercial they saw on TV or that they last played with at a friends house. Impulse buying can lead to serious financial consequences.
It is our responsibility …
Read more »I am beginning to save money to buy a car. My wife and I became debt-free except for the mortgage back around February of this year. Since then we have been pouring money into our emergency fund. We are now satisfied that we have the equivalent of three to six months of living expenses socked away. We used some of our bonus money, tax refund, and economic stimulus check …
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